I know I'm supposed to be finishing the budget series. I haven't forgotten about any of you. And learning to budget correctly is more important now than ever. But I worked almost 50 hours last week. On top of teaching elementary school in the morning and high school at night. This momma is exhausted. Quarantine… Continue reading Building a Better Budget … On Hold
In this edition of Building a Better Budget we're learning how to record transactions and take full advantage of the credit card feature.
Today, we're adding accounts and giving our money some very specific jobs. Trying anything new can be intimidating so I'm going to break it down into simple steps with lots of pictures.
Today, we're customizing categories. You might be wondering why this step is so important that it gets its own post. Good question. I think that personalizing your budget is does three things. It makes it come alive and work on a personal level in your life. It makes it super easy to assign jobs to your money, and if anything ever goes wrong in your financial game plan, it very quickly tells you what is important and what isn't.
A living budget is something else all together. It gives you the power to address forgotten bills as they arise and plan for them in the future. It doesn't mock you when you overspend, it offers solutions for covering the expense. And maybe most importantly, it answers the most mysterious question of all. If I suddenly had no income, how long could we survive?
We're all almost one step away from financial disaster. Or at least most of us. I think it might actually be an American past time, this skirting the edge of financial crisis lifestyle.
The girls and I went on a food adventure today. Seriously, grocery shopping has become an adventure. Something we crave. We set out with a plan that we knew would take all day. It's cool, we brought coolers.